About Us

Courtesy Insurance Agency

When it comes to protecting your loan interests, you need a strong, proven partner. When it comes to service, you need people who understand you. Courtesy Insurance Agency is both.

We specialize in personal service with insurance products for financial institutions. We’re proficient in helping our partners manage risk, protect borrowers and collateral, and continue to grow. Our core competencies are tracking and force-placing insurance – CPI, real estate hazard, and flood. Our tracking system gives our clients an edge with customized tracking for each lender. We also offer many other products and services, such as ULI (VSI) and GAP.


Courtesy is more than a name; it’s a 40-year promise. Founded in 1978 by Mike O’Neal, and led today by his son Kevin O’Neal, we serve over 40% of Oklahoma’s lending institutions.


Our success is tied to yours. While clients benefit from our technology, our mutual success lies in face-to-face interaction and strong relationships.

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Now that you know what we offer, let our experts find the right fit for you. Call today, and talk with someone who understands your needs. In every case, we can help. In most cases, we can improve service and increase fee income.